Improving Your Credit Score

Everyone has heard of a credit score, but do you ever wonder what it really means? It’s a 3-digit rating on a scale from 300- 850, indicating your credit worthiness to potential lenders, banks, landlords and insurance companies. The premise of the credit score is people with good credit pay their bills on time therefore [...]

Applying for loan help (Loan Modification) can sink a homeowner’s credit score

Enrolling in the government mortgage assistance program seen as a sign of trouble. Some homeowners who sign up for the government’s mortgage assistance program are getting a nasty surprise: Lower credit scores. For borrowers who are making their payments on time but are on the verge of default, the Obama administration’s loan modification program can [...]

How to Manage Your Credit Score

Credit is now used not only to purchase a home, a car, get student loans, credit cards but also for insurance rates, cell phones, utilities, jobs & promotions, and for apartment or house rentals. Good credit is the key to a financial future, poor credit will keep you down plus you will pay more for everything. You must understand how the [...]